When the economy is slow, like low spending, low business activity, or job losses, the RBI may cut rates to make borrowing cheaper, so that more money starts flowing into the system. But if the rate cuts keep happening frequently or go too low, it can..

When most people hear the term financial planning, the first thought that comes to mind is, “That’s for people with a lot of money.” It’s a common assumption – and a dangerous one. A young couple earning ₹30,000-40,000 combined might think saving or investing is not for them. But even a small SIP (Systematic Investment Plan) of ₹1,500/month, if started early, can grow to over..