But what happens when you transfer money to them for investment purposes? Is the income from those investments taxable in your hands or theirs? Are there any legal implications under the Income Tax Act?
Transferring Money to Spouse or Parents: Who Pays the Tax? Read More »
But what exactly is options trading, why is it attracting so many people, and what are the real risks involved? Let’s break it all down
The Rising Popularity of Options Trading: What Every Investor Should Know Read More »
You don’t lose wealth only by spending—you lose it every time you choose one financial path without considering the other. That ₹1 lakh phone? It could quietly cost you ₹3 lakhs in future wealth. That’s opportunity cost. And it’s shaping your financial future more than you think..
Opportunity Cost in Personal Finance: The Hidden Cost Influencers Don’t Talk About Read More »
When the economy is slow, like low spending, low business activity, or job losses, the RBI may cut rates to make borrowing cheaper, so that more money starts flowing into the system. But if the rate cuts keep happening frequently or go too low, it can..
How Rate Cuts Affect Your Loans, FDs, and Mutual Funds Read More »
Most people think about buying a new phone, a vacation, or even an extra cup of coffee without hesitation. But when it comes to term insurance, they often say, “Maybe later.” The truth is, term insurance isn’t just for..
Is Term Insurance Really Worth It? Read More »
When most people hear the term financial planning, the first thought that comes to mind is, “That’s for people with a lot of money.” It’s a common assumption – and a dangerous one. A young couple earning ₹30,000-40,000 combined might think saving or investing is not for them. But even a small SIP (Systematic Investment Plan) of ₹1,500/month, if started early, can grow to over..
Think financial planning is only for the rich? Read More »