India’s markets plunged over 60 percent during the 2008 crisis, shaken by global turmoil and a severe external shock. But the forces shaping India’s economy today look very different from those of the past. This analysis explores what has changed, why it matters, and whether the conditions that led to the 2008 collapse could ever repeat.
Why a Crash like 2008 is Unlikely in India Today Read More »
Gold and silver are shining brighter than ever, hitting fresh highs and drawing everyone’s attention. But can this rally really last? History shows that precious metals can soar and crash in dramatic cycles. Here’s what’s driving the current surge, what could flip the trend, and the clues the past leaves for today’s investors.
Gold has Rallied — Can Gold Crash Now? Read More »
The U.S. just shocked global tech by hiking H-1B visa fees to $100,000. What does this mean for Indian IT stocks, outsourcing models, and your investments? Let’s decode.
H1B Visa Fee Hike & Impact on Indian IT Stocks Read More »
Most professionals trust their company’s health insurance without question. But what if a sudden medical emergency revealed gaps you didn’t know existed?
Do You Really Need Health Insurance If Your Company Already Covers You? Read More »
India’s biggest GST 2.0 reform is here, changing the way we pay taxes on insurance, essentials, and luxury goods. Some costs are set to fall sharply, while others may rise. The real question is—where will you feel the difference? The answe is..
GST 2.0 Reform in India: Are Insurances Getting Cheaper? Read More »
Bonds are debt securities, when you buy a bond, you lend money to the issuer (e.g., government), which pays fixed interest (the coupon) and returns the principal at maturity. The coupon rate remains constant throught the bond period, whereas the price of the bond can change, which changes the effective yield. Let’s explore below the nuances of bond, how macro economics drive the prices of a bond and why gilt funds are falling in India despite rate cut..
Why Gilt Funds Are Falling Despite Repo Rate Cuts? Read More »
Indian gold prices have surged from ~₹52,000 per 10g in Aug 2022 to about ~₹1,00,000 per 10g by Aug 2025, almost 2× in three years. ₹10 lakh invested in Aug 2022 would be roughly..
Best way to buy Gold: Top Choices Beyond Jewellery Read More »
What Can SIFs Do That Regular Mutual Funds Funds Can’t? SIFs are designed for tactical agility. Depending on the strategy, they can..
What is SIF? Should you invest in SIF? Read More »
Filing your income tax return for FY 2024–25? Choosing the wrong ITR form can lead to refund delays, penalties, or even a defective return notice. This guide breaks down ITR-1 to ITR-4 in simple terms, so you can file confidently and correctly..
Are you filing the right ITR form? Which ITR should I fill? Read More »
But what happens when you transfer money to them for investment purposes? Is the income from those investments taxable in your hands or theirs? Are there any legal implications under the Income Tax Act?
Transferring Money to Spouse or Parents: Who Pays the Tax? Read More »
But what exactly is options trading, why is it attracting so many people, and what are the real risks involved? Let’s break it all down
The Rising Popularity of Options Trading: Option Trading for Beginners Read More »
You don’t lose wealth only by spending—you lose it every time you choose one financial path without considering the other. That ₹1 lakh phone? It could quietly cost you ₹3 lakhs in future wealth. That’s opportunity cost. And it’s shaping your financial future more than you think..
Opportunity Cost in Personal Finance: The Hidden Cost Influencers Don’t Talk About Read More »